How To Prepare For Your Next Home Improvement Project

Are you planning a Home Improvement Project? Here are some tips to get you started

We made some big changes this summer. Moving from our urban downtown apartment back to a house. And not just any house, but a 60 year old house that we had been renting out for the past 3 years. Before we could move back into our home it definitely needed a little TLC. And while we have completed some major projects within our house already, there is still a list of things we haven’t any started yet. Whether you’re remodeling your home or consolidating debt, Capital One is there to help with simply smarter tools that help you choose the right option for your situation. With all the projects in the works I’m looking forward to using Capital One’s Home Equity products in the near future.

Some of the projects were minor. Like ripping the carpet up off the stairs. Our tenants had a couple dogs that were really hard on the carpet in this part of the house. However the wood underneath the stairs looked great. So we just ripped up the carpet and cleaned up the stairs. It was still pretty labor intensive but not as complicated as some of the other projects.

One of those bigger, and more expensive projects, was the bathroom. This room had a lot of damage and we had to tear things down to the studs. The floor in this room needed some work as well. This is a good example of a project we thought would be simpler than it turned out to be. We thought we were just retiling. We didn’t know how bad the damage really was until we ripped everything out. It’s hard when projects go over budget.

Just by visiting capitalone.com/home-equity you can get your customized rate offer and estimated loan amount – with no impact to your credit score. And you can even begin the application process – it’s simple and there are no burdensome fees.

I do love how well the bathroom turned out. And I’m so glad that this project was at the top of our home improvement project list. Whether you’re looking to get that new gourmet kitchen, upgrade your backyard patio or add an addition, with a home equity line of credit, you can start your “someday” project today. This is the latest example of how Capital One is providing customers simplicity, mobility, control and transparency when it comes to all aspects of banking – from home buying to home improvement and beyond.

Once the tiling was done we were able to add a few new accessories to really finish out the bathroom remodel.

Our other big project that we’ve already completed is a focal wall. My husband had no idea how popular shiplap was until he offered to create a shiplap wall in our house!

An original painting we from my grandmothers house really finished out the space. (And yes, those are our upgraded stairs next to the focal wall!)

From contractor financing to construction loans or borrowing from your 401(k), there are numerous ways to turn your dream project into a reality.

The DFW real estate market is thriving. And with higher home prices and smaller supply available on the market, 58 percent of homeowners in DFW anticipate home improvement expenses in the next two years. With these obstacles in mind and as residents go through the process for the first time, Capital One is here to help with simply smarter tools that empower DFW residents to take charge with the support they need on their own terms.

Visit capitalone.com/home-equity, call 855-446-9656 or stop by any Capital One branch location for more information and to get started today.

I was selected for this opportunity as a member of CLEVER and the content and opinions expressed here are all my own.